Once we launch your dispute cycle, the Fair Credit Reporting Act (FCRA) legally gives credit bureaus and creditors 30 to 45 days to investigate our challenges. They must completely delete or correct any negative mark that they cannot definitively prove to be accurate, timely, and verified. As the bureaus finish their investigations, they send official results letters directly to your home address. You simply snap a photo of those letters and upload them right into your client portal so our team can update your strategy. This timeline creates a continuous 35-to-45-day cycle. Every month that passes, unverified negative items are wiped away, your credit profile gets cleaner, and your overall score reacts positively to the changes. While our system automates the tedious tracking and drafting, you are never left in the dark. You will receive immediate text and email alerts the exact moment a change is detected on your monitoring profile.